Purchasing Your Home
Any major purchase requires preparation, analysis, consideration and thought. Especially buying a home. The home buying process can be stressful, but it can also be fun and exciting if you know what to expect.
Preparation is key. First, you need to find a good experienced buyer's agent to represent you. Remember the listing agent, who likely represents the seller in Idaho, cannot fully and completely represent you and work only in your best interests like a buyer's agent can. Don't let the home choose your agent for you.
Second, line up financing unless you can pay cash. I can work with your lender or connect you with proven local mortgage professionals to help you find the right loan program, the best rate and an estimate of how much cash you will need and when.
Realtors are required by our code of ethics to know you are qualified before showing you any property. You will need to be at least pre-qualified or even better pre-approved with underwriting approval, so we know what you can afford. Most sellers won't even consider your offer without proof of financing or funds to close. I will include your lender letter with any offer so the seller knows you are a serious buyer.
Third, start looking! Everyone starts with a wish-list: location, square footage, minimum bedrooms & bathrooms, garage & lot sizes, etc. Your price range will determine where the wish-list meets reality. You'll see that every home is a set of compromises that depend on your budget and what is available. As an area expert, I can help educate you on the different neighborhoods and local community amenities that suit your lifestyle.
I won't be learning at your expense with 33+ years of experience. No matter who the seller is (builders, short sellers, government & banks), I have experience working with them.
As your buyer's agent, I will show you every home available in your price range that meets your basic criteria until we find "the one" to make an offer on. I provide the contracts, comparable sales, objective advice, professional guidance and help you negotiate the best possible price & terms.
Once your offer is accepted, I will work to ensure you meet all deadlines and fulfill the terms of your contract from inspections to appraisals to closing. From the initial search to handing you the keys to your new home, I will be there to guide you through the home buying process. Call me today to get started!
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Contact us today to find out how we can be of assistance to you!